Which Is The Best American Express Blue Card For You?

American Express is known for its luxurious and prestigious credit card offerings, and one of the most popular options is the Blue Card. The Blue Card comes in a few different variations, each with its own unique features and benefits. With so many options to choose from, it can be overwhelming trying to decide which Blue Card is the best fit for you. In this article, we will take a closer look at the different Blue Card options and help you determine which one is the best choice for your lifestyle and spending habits.

Blue Cash Everyday Card

If you’re looking for a rewards credit card with no annual fee, the Blue Cash Everyday Card could be the perfect choice. With this card, you can earn 3% cash back at U.S. supermarkets, up to $6,000 per year, and then 1% after that. You also earn 2% cash back at U.S. gas stations and select department stores, and 1% cash back on all other purchases. This makes it a great option for those who spend a significant amount of money on groceries and gas each year.

In addition to the cash back rewards, you can also take advantage of the 0% introductory APR for 15 months on purchases and balance transfers, making it a good option for those looking to consolidate their debt. Plus, there is no annual fee, which can save you money in the long run.

Overall, the Blue Cash Everyday Card is a great choice for those who want to earn cash back on everyday purchases and want to save on interest with a 0% introductory APR.

Blue Cash Preferred Card

If you spend a lot of money on groceries and gas, but want to earn even more cash back rewards, the Blue Cash Preferred Card may be the best option for you. With this card, you can earn a whopping 6% cash back on U.S. supermarket purchases, up to $6,000 per year, and then 1% after that. You also earn 3% cash back at U.S. gas stations and select department stores, and 1% cash back on all other purchases.

The Blue Cash Preferred Card does come with an annual fee of $95, but for those who spend a significant amount of money on groceries and gas, the rewards can quickly outweigh the cost. In addition, you can also take advantage of the 0% introductory APR for 12 months on purchases and balance transfers, making it a great choice for those looking to consolidate debt or make a large purchase.

In summary, the Blue Cash Preferred Card is ideal for those who want to earn the most cash back on everyday purchases, don’t mind paying an annual fee, and want to save on interest with a 0% introductory APR.

Blue Delta SkyMiles Card

If you’re a frequent traveler, the Blue Delta SkyMiles Card could be the best fit for you. With this card, you can earn 2 miles per dollar spent on purchases made directly with Delta and 1 mile per dollar on all other purchases. Plus, you can earn a welcome bonus of 10,000 miles after spending $500 in purchases on your new card in the first three months.

In addition to the rewards, this card also comes with no annual fee and no foreign transaction fees, making it a great option for those who travel internationally. Plus, you get perks such as priority boarding and a free checked bag on Delta flights. These perks can be especially useful for those who frequently fly with Delta.

When it comes to travel rewards, the Blue Delta SkyMiles Card is a top contender for its generous rewards and travel benefits without an annual fee.

Blue Business Plus Credit Card

For business owners, the Blue Business Plus Credit Card could be the perfect choice. This card offers 2x points on all qualifying purchases, up to $50,000 per year, and then 1x points after that. Plus, you can earn a welcome bonus of 10,000 points after making your first purchase within the first three months of account opening.

Similar to the other Blue Cards, this card also comes with a 0% introductory APR for 15 months on purchases and balance transfers. It also has no annual fee, making it a great option for business owners who want to earn rewards on their everyday business expenses and save on interest.

Overall, the Blue Business Plus Credit Card is a top choice for business owners looking to earn rewards on their business purchases and save on interest with a 0% introductory APR.

Conclusion

When it comes to choosing the best American Express Blue Card for you, it ultimately depends on your spending habits, lifestyle, and credit goals. The Blue Cash Everyday Card and Blue Cash Preferred Card are great for earning cash back rewards on everyday purchases, while the Blue Delta SkyMiles Card is ideal for frequent travelers. Business owners can benefit from the rewards and perks of the Blue Business Plus Credit Card. Whichever option you choose, all Blue Cards offer valuable benefits that can enhance your spending and credit management. Consider your spending habits and needs, and choose the Blue Card that best fits your financial goals.